Rebuild Your Credit Score

There is no quick and easy way to repair your credit. Actually, no one can erase, fix, repair, or change information contained in your credit report with the credit bureaus if that information is accurate. Credit bureaus like Experian, Equifax, and Transunion report negative information for seven years and bankruptcy information for ten. Aside from correcting mistakes, the only way to rebuild your credit score is to show consistent payments being made on-time, over a long period of time!
In general, time is the only thing that will "fix" your credit report. Information in your credit report will only be changed if items are actually wrong, or are dated beyond the seven or ten year reporting period, required under federal law. However, there are measures you can take to improve your chances for receiving credit in the future, even if you have been denied credit in the past.

If your credit report reflects late or missed payments, delinquencies or other negatives, you may be denied credit for important purchases (new home mortgage, a car loan, etc.). 1 on 1 Debt Consolidation can help you how begin to rebuild your credit while saving you thousands of dollars in interest charges and creditor fees!

Nothing will improve your credit like paying bills on time and debt consolidation makes it easy for you to make those timely payments. We consolidate your unsecured debts like credit cards, bank lines of credit, medical bills, department store credit cards, collection agency accounts, payday loans, etc. With our non profit credit consolidation process your existing creditors remain the same but your interest payments are re-negotiated, lowered to a fixed rate or completely eliminated to allow more principal to be paid each month. In fact, credit card companies like Chase, Citibank, and Bank of America may cut their monthly interest rates by as much as half! You don't need to waste money on high-interest credit card debts! Consolidate with our non profit credit counseling services and watch your payments go to your principle balances rather than interest.

*** CLICK HERE FOR OUR FREE DEBT CONSOLIDATION APPLICATION ***

Our debt consolidation services make it easy for you to write a single check each month to cover all your obligations, saving you money in the process while rebuilding your credit at the same time. If you're looking at a secure financial future this is a great place to start.

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